Beacon Digital Solutions
Beacon Digital Solutions
100% LOCAL • NEVER LEAVES YOUR MAC

Thrive.
Faithful with
what you've been given.

A personal finance tool built to run on your own device, so you can manage your money with clarity and care.

Free forever for the core toolkit. Premium unlocks deeper planning tools for $8/mo. 1-day local trial available in-app.

Your data stays on your device
We do not see or store your information
No accounts. No tracking. No data collection.
Protection is built in by design
Thrive in action - private, on-device zero-based budgeting

Simple, honest pricing.
Two tiers. No surprises.

Start with everything you need to run a real zero-based budget. Upgrade only when you want the deeper planning tools.

Always Free

Free

$0 — forever

  • Zero-based budgeting with parent categories and quick entry
  • Transactions, imports (CSV, OFX, QFX, PDF), watch folders
  • Dashboard, Emergency Fund, and core budgeting tools
  • Local encrypted storage — your data never leaves your Mac
  • 1-day local trial of Premium features inside the app
Download Free (Beta)

Direct download during beta • Upgrade to Premium anytime

RECOMMENDED FOR MOST FAMILIES
For deeper planning

Premium

$8/mo — billed monthly, cancel anytime

  • Everything in Free, plus:
  • Retirement projections with scenario planning
  • Education (529) savings tracking & projections
  • Real Estate / mortgage payoff tools
  • More planning tools coming soon
How to get Premium

Unlocked inside the app. We never see your information.

Our approach to your data

This is the foundation of every tool we create.

Your data stays with you

All of your financial information, transactions, and records remain on your Mac. We do not receive, store, or have access to any of it.

We do not ask for your data

You do not need to create an account with us. You do not need to upload your information. Optional features such as local import keep everything under your control on your device.

No tracking of any kind

Our tools do not track your activity, build profiles, or send data back to us. This is a deliberate design choice, not a setting you have to enable.

Clear and contained

The tool performs its work locally. When you choose to export information, you control where it goes.

You bring your own records

Import files from your own sources when you want to. We have no visibility into the data you choose to work with.

Protection by design

We build this way because we believe in looking after the people who use our tools. Your data is yours. We treat it that way.

Ready to get started?

Download the free app, then unlock Premium for $8/mo whenever you're ready. In either case, your data remains entirely on your device.

macOS 14 (Sonoma) or later. Beta direct download — the Mac App Store version is coming soon.

1. Download & open

Install the free app. Every core budgeting feature works immediately — no account needed.

2. Open Settings → Premium

When you want the deeper planning tools, head to the Premium section in the app.

3. Subscribe ($8/mo)

Tap Subscribe — billing is handled securely by Apple, and the planning tools unlock instantly.

How to get Premium

Premium is $8/month, billed monthly — cancel anytime. You unlock it right inside the app, and your information never leaves your device.

$8/mo
billed monthly · cancel anytime
  1. 1. Download the free app (button below).
  2. 2. Open it and go to Settings → Premium.
  3. 3. Tap Subscribe — billing is handled securely by Apple. Premium unlocks instantly.
Get the free app to start

No separate account needed. Billing runs through your Apple ID; we never see or store your card details.

Coming soon: subscribe to Premium directly on the web. For now, Premium is available right inside the app.

Questions? Email support@beacondigitalsolutionsllc.com.

LEARN AS YOU GO

Watch training videos made for real users

Short, practical videos showing exactly how to set up your budget, import transactions, run a monthly review, and use the Premium planning tools — all while keeping everything private.

Browse the video library