Beacon Digital Solutions
Money tools for families that keep your information on your own devices. We do not collect it, see it, or ask for it. Our first is Thrive, a private zero-based budgeting app for Mac and iPhone.
No account with us. No servers of ours. Your records live on your devices and sync only through your own private iCloud — or stay on one device and sync nowhere at all.
Most budgeting apps require your bank username and password. It goes to an aggregator, and your transactions live on that company’s servers. Thrive never makes that connection.
How this differs from a bank-linked app →The first tool
Zero-based budgeting for Mac and iPhone. Bring a statement — CSV, OFX, QFX or PDF — and that is the whole of it.
Rather not type anything? Point Thrive at the mailbox your bank already emails. Optional, off until you switch it on, and local only — your mailbox password never leaves the Apple Keychain on that device.
Free. No account to create. Your records are yours from the first screen.
How we build
Start here
Six priorities in the order that makes the next decision obvious. One page, built to print and keep.
The address goes to our mailing list, not into Thrive. The app still collects nothing. We use it for occasional writing on handling money well and what is new in the app. Opens and clicks are not tracked. Unsubscribe in one click.